How Much Does a Custom ERP Cost in 2026?

NetSuite, SAP, and Odoo are the default ERP answers for mid-market and enterprise. They're not always the right answer. Custom ERP development costs have come down significantly — driven by pre-built foundations, modern frameworks, and the fact that most ERP value is in workflow fit, not feature count.

Here's the honest cost picture for custom ERP in 2026.

The headline number

Most custom ERP builds in 2026 land between $45k and $300k as a one-time fee, depending on scope. The wide range reflects what "ERP" can mean:

A unified inventory + accounting + customer portal at the lean end

A multi-warehouse, multi-currency, multi-tenant operational platform at the heavy end

For context: a typical NetSuite implementation runs $100–400k in year-one consulting fees alone, plus $10–30k/year in licensing, indefinitely. Custom ERP breakeven typically lands at 2–4 years.

4 cost drivers

ERP cost is driven mostly by these four factors.

1. Module count

Pure inventory: simple. Inventory + purchasing + sales + accounting + warehouse + customer portal: multiplicative complexity. Every module adds direct development time and integration work between modules.

2. Workflow complexity per module

A simple PO approval (one approver, one rule) is very different from a routing engine (multi-level, conditional, with delegation, audit, and exception handling). The hidden cost in ERP is always the rules engine.

3. Reporting and analytics depth

A handful of canned reports: cheap. A custom OLAP cube with drill-downs, custom dimensions, and scheduled distribution: expensive. Most teams underestimate this until launch.

4. Industry-specific compliance

Generic ERP: cheaper. ERP for regulated industries (pharma, finance, healthcare, government contracting): meaningfully more expensive because of audit logs, data residency, validation requirements.

Three worked examples

Tier 1 — Operational ERP ($45k–$90k)

5–7 core modules (inventory, sales, purchasing, customer portal, basic accounting)

2–3 user roles, single-warehouse single-currency

Stripe + accounting integration (QuickBooks/Xero export)

8–12 week build

Best for: $5–20M revenue companies replacing 4–6 SaaS tools and Excel-driven processes.

Tier 2 — Mid-market ERP ($110k–$220k)

10–15 modules across operations, finance, and customer

Multi-warehouse, multi-currency, multi-user-role

Full accounting subsystem with GL, AR, AP, reporting

10–15 integrations, custom reporting layer

14–22 week build

Best for: $20–100M revenue companies where NetSuite licensing has crossed $50k/year and customisation costs are mounting.

Tier 3 — Enterprise ERP ($250k–$600k+)

20+ modules across multiple business units

Multi-entity, multi-tenant (franchise/dealer network), multi-currency, multi-language

Custom workflow engine, full audit/compliance layer

20–40 integrations, real-time analytics

24–40 week build

Best for: companies hitting SAP/Oracle pricing where annual licensing rivals a senior engineering team's salary.

When custom ERP makes sense

The compelling situations:

Annual SaaS/ERP licensing exceeds $80–100k and growing

Your industry has workflows generic ERP can't natively handle (project-based revenue recognition, regulated inventory tracking, complex commission structures)

You've stitched 3+ ERP modules together with custom code anyway — at which point you might as well own the whole thing

Data residency or compliance rules out US-based cloud ERP

You're acquiring smaller companies and the consolidation work in the ERP is most of the integration cost

When buying still wins

Stay with NetSuite/SAP/Odoo when:

You're under $5M revenue with a simple, standard business model

Your processes are genuinely industry-standard

You need ERP live in 6 weeks (not 14–22)

You don't have operational capacity for the discovery work custom requires

The cost of being wrong is high (regulated environment with audit history needed)

Migration: the part nobody talks about

Custom ERP cost estimates usually exclude data migration. Real number for a Tier 2 build: 3–6 additional weeks and $15–40k of work to move from your current system cleanly. Always budget this separately.

The right pattern: run new and old in parallel for 4–8 weeks. Cut over gradually. Validate data integrity at each step. Never big-bang migrate a production ERP.

For a transparent cost estimate for your specific ERP scope, our cost calculator runs through 5 questions in 60 seconds. Or browse 240+ products across 34 industries — yours probably maps to one of them.